Evidence base for preventing homelessness and rough sleeping strategy

Mortgage repossession has not been a significant factor in homelessness for more than a decade, largely due to historically low interest rates. During the pandemic temporary measures were put in place which further reduced the number of cases. This has started to rise again in 2021 although numbers are still very small.

It is important to continue to monitor the figures and to continue work to prevent homelessness through repossession but it is unlikely to be a significant factor unless interest rates rise considerably.